Taxes, Taxes, Taxes! It’s tax time!
You should be receiving your W2 witholding Form very soon if you don’t have it yet. Many of you can’t wait to run to the tax preparer (H R Block etc.). Many of you have spent your expected refund. Before you do something stupid and useless you need to step back and look at your debt situation and your income. Now is a good time to make a budget and stick with it through the rough times.
It is time to file your taxes. Some of you can’t wait to get to the tax filing office. You can start by investigating your tax preparer. Some of these companies are offering RAL or loans based on your returns. If you don’t get back as much in refund as antisipated you have to pay the money back with high interest. Click on this link http://www.nclc.org/issues/seniors_initiative/information.shtml and download the brochure “Don’t Pay to borrow your own money”. This brochure is in the pdf format.
Time is getting hard, money is getting tight; people are losing jobs; others are receiving unemployment, and debt collectors are getting business. Do yourself a favor and take notice because recession is here and will stay for a while. Bob Bee, advicing you to set yourself free of all the stress.
~Debt Survivor~